Personal Banking – Your Financial Partner for Life

At Pine Hill Trust Bank, we understand that your personal financial needs are as unique as your life goals. That’s why we offer a full suite of Personal Banking services designed to help you manage your money, achieve your dreams, and build a secure financial future.


Why Choose Pine Hill Trust Bank for Personal Banking?

  • Customized Solutions: Flexible accounts and services tailored to your lifestyle.
  • Trusted Security: Advanced technology to protect your finances and personal information.
  • Accessible Banking: Manage your money anytime, anywhere with online and mobile options.
  • Exceptional Service: Our dedicated team is here to help at every step.

Our Personal Banking Services

1. Checking Accounts

  • Everyday Checking: A straightforward account with no monthly fees or minimum balances.
  • Premier Checking: Earn interest on your balance with added perks and benefits.
  • Student Checking: Designed for students with no hidden fees and easy access.

2. Savings Accounts

  • Basic Savings: Start saving with a low minimum deposit and competitive interest rates.
  • High-Yield Savings: Grow your savings faster with higher returns.
  • Goal-Based Savings: Set and track financial goals with dedicated savings accounts.

3. Loans and Credit

  • Personal Loans: Flexible terms for vacations, home improvements, or unexpected expenses.
  • Auto Loans: Drive away with competitive rates and fast approvals.
  • Home Loans: Affordable mortgage options for first-time buyers, refinancing, or upgrades.
  • Credit Cards: Options that offer rewards, cash back, and low interest rates.

4. Retirement and Investment Services

  • Plan for your future with IRAs, financial advice, and wealth management solutions.

5. Digital Banking

  • Mobile App: Manage accounts, deposit checks, and pay bills on the go.
  • Online Banking: Access your account 24/7 with user-friendly tools.
  • Digital Wallets: Link your accounts to Apple Pay, Google Pay, or Samsung Pay for easy transactions.

6. Specialized Services

  • Direct Deposit: Simplify your paychecks and benefits with automatic deposits.
  • Overdraft Protection: Flexible options to cover unexpected shortfalls.
  • Wire Transfers: Send and receive money quickly and securely.

Exclusive Perks for Pine Hill Trust Customers

  • Switch & Earn Program: Earn up to $200 when you open a checking or savings account.*
  • Family Banking Bundles: Enjoy discounts and perks when you bank as a family.
  • Community Rewards: Support local causes with every transaction.

Get Started Today

Whether you’re starting your financial journey or optimizing your current accounts, Pine Hill Trust Bank has the perfect personal banking solution for you.